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bank

A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords. Banking in its modern sense evolved in the 14th century in the prosperous cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties – notably, the Medicis, the Fuggers, the Welsers, the Berenbergs and the Rothschilds – have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.
A barge on the canal. - Rafting in a greenery.
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A barge on the canal.

Added yesterday by Zeta

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At autumn produce. - At the threshold of colorful autumn.
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At autumn produce.

Added 3 days ago by Grażyna

211 1

Rays of the sun. - Rays of the setting sun.
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Rays of the sun.

Added 3 days ago by Zeta

91 1

A stone bridge. - A stone bridge in Brittany.
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A stone bridge.

Added 4 days ago by Zeta

94

Orthodox. - Orthodox church by the river at sunset.
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Orthodox.

Added 4 days ago by Zeta

119 1

Muskau castle. - Muskau castle in Saxony. Germany.
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Muskau castle.

Added week ago by Zeta

471 2

Summer sunset. - Summer sunset over the water.
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Summer sunset.

Added 8 days ago by Zeta

55

Blooming cherry tree. - Blooming cherry tree in Japan.
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Blooming cherry tree.

Added 9 days ago by Zeta

75 2

Holiday. - Holiday. River. Bridge. Boats.
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Holiday.

Added 10 days ago by Grażyna

148

mountains and water - oj la la la la la la la
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mountains and water

Added 10 days ago by MAJAMA

59

somewhere in the world - oj la la la la la la la
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somewhere in the world

Added 10 days ago by MAJAMA

50

Path by the pond. - Path by the pond. Before storm.
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Path by the pond.

Added 10 days ago by Zeta

82 2

Czarna Hańcza. - Czarna Hańcza. Masuria.
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Czarna Hańcza.

Added 10 days ago by Zeta

60

Summer on the Elbe. - Summer on the Elbe. Czech Republic.
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Summer on the Elbe.

Added 10 days ago by Zeta

49

A house by the lake. - A house by the lake in Sweden.
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A house by the lake.

Added 11 days ago by Zeta

133 2

A house by the lake. - A house by the lake in Sweden.
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A house by the lake.

Added 11 days ago by Zeta

103 1

Lake in Sweden. - Pier on the lake in Sweden.
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Lake in Sweden.

Added 11 days ago by Zeta

57 2

Grimsel Pass - Beautiful views that can be found
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Grimsel Pass

Added 13 days ago by Aneta

140 1

Switzerland - Haslital and Jungfrau is a good place for a holiday.
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Switzerland

Added 13 days ago by Aneta

247 1

Bridge in the park. - A stone bridge in a colorful park.
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Bridge in the park.

Added 2 weeks ago by Grażyna

335 1

Sunset over the bay. - Sunset over the bay in Tasmania.
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Sunset over the bay.

Added 2 weeks ago by Zeta

68

Romantic place. - A romantic place by the river.
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Romantic place.

Added 2 weeks ago by Zeta

68

Path to the lake. - Path to the lake. Australia.
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Path to the lake.

Added 2 weeks ago by Zeta

118

Bled Island. - Bled Island. Slovenia.
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Bled Island.

Added 2 weeks ago by Zeta

98

A quiet corner. - A quiet, green corner.
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A quiet corner.

Added 3 weeks ago by Zeta

32

Swans and flowers - swans and flowers in Dubiecko c.d.
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Swans and flowers

Added 3 weeks ago by Mila

277

Swans - Dubiecko, swans on the pond
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Swans

Added 3 weeks ago by Mila

79

Scotney Castle. England. - Scotney Castle. Kent. England.
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Scotney Castle. England.

Added 3 weeks ago by Zeta

268 1

Cambridge. England. - River in Cambridge. England.
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Cambridge. England.

Added 3 weeks ago by Zeta

137

Iron bridge in England. - Iron bridge in England.
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Iron bridge in England.

Added 3 weeks ago by Zeta

165 1

Medieval Perigord. - Medieval Perigord in France.
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Medieval Perigord.

Added 3 weeks ago by Zeta

152 2

Sunset. - Sunset on the river.
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Sunset.

Added 3 weeks ago by Zeta

70

west over the lagoon - reservoir on the Wisłok River
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west over the lagoon

Added 3 weeks ago by Mila

31

Gliwicki Canal - The Gliwicki Canal in Kędzierzyn-Koźle
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Gliwicki Canal

Added 3 weeks ago by Maria 47

38

Summer sunset. - Summer sunset at the lake.
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Summer sunset.

Added 3 weeks ago by Zeta

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