Online banking, also known as internet banking, it is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank and is in contrast to branch banking which was the traditional way customers accessed banking services. Today, "virtual banks" (or “direct banks”) have only an internet presence, which enables them to lower costs than traditional brick-and-mortar banks.
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